Calculators
Quick estimates in rupees. Everything is worked out on this device — nothing you type is sent or saved — so they keep working without a connection once you've opened this page.
Loan EMI
Monthly instalment on a reducing-balance loan — home, vehicle, personal or education.
- Monthly EMI
- ₹21,696.00
- Total interest
- ₹27,06,777.16
- Total paid
- ₹52,06,777.16
₹25,00,000.00 at 8.5% over 240 months. The EMI is rounded up to the rupee, so the last one is a little smaller.
Year by year
| Year | Principal | Interest | Still owed |
|---|---|---|---|
| 1 | ₹49,760.96 | ₹2,10,591.04 | ₹24,50,239.04 |
| 2 | ₹54,159.36 | ₹2,06,192.64 | ₹23,96,079.68 |
| 3 | ₹58,946.59 | ₹2,01,405.41 | ₹23,37,133.09 |
| 4 | ₹64,156.90 | ₹1,96,195.10 | ₹22,72,976.19 |
| 5 | ₹69,827.80 | ₹1,90,524.20 | ₹22,03,148.39 |
| 6 | ₹75,999.94 | ₹1,84,352.06 | ₹21,27,148.45 |
| 7 | ₹82,717.64 | ₹1,77,634.36 | ₹20,44,430.81 |
| 8 | ₹90,029.13 | ₹1,70,322.87 | ₹19,54,401.68 |
| 9 | ₹97,986.90 | ₹1,62,365.10 | ₹18,56,414.78 |
| 10 | ₹1,06,648.05 | ₹1,53,703.95 | ₹17,49,766.73 |
| 11 | ₹1,16,074.76 | ₹1,44,277.24 | ₹16,33,691.97 |
| 12 | ₹1,26,334.72 | ₹1,34,017.28 | ₹15,07,357.25 |
| 13 | ₹1,37,501.57 | ₹1,22,850.43 | ₹13,69,855.68 |
| 14 | ₹1,49,655.45 | ₹1,10,696.55 | ₹12,20,200.23 |
| 15 | ₹1,62,883.63 | ₹97,468.37 | ₹10,57,316.60 |
| 16 | ₹1,77,281.05 | ₹83,070.95 | ₹8,80,035.55 |
| 17 | ₹1,92,951.07 | ₹67,400.93 | ₹6,87,084.48 |
| 18 | ₹2,10,006.21 | ₹50,345.79 | ₹4,77,078.27 |
| 19 | ₹2,28,568.85 | ₹31,783.15 | ₹2,48,509.42 |
| 20 | ₹2,48,509.42 | ₹11,579.74 | ₹0.00 |
SIP growth
What a monthly investment could grow to at a steady yearly return.
- Could grow to
- ₹23,23,390.76
- You invest
- ₹12,00,000.00
- Estimated growth
- ₹11,23,390.76
Real returns go up and down; this assumes the same return every year and doesn't include tax, charges or inflation. It isn't investment advice.
Savings goal
How much to put aside each month to reach a target by a date.
- Put aside each month
- ₹13,887.00
- What you've saved could grow to
- ₹0.00